Common Construction Risks in the UK
Zurich Resilience Solutions brings you decades of insurance and claims experience. Our deep knowledge and data help us truly understand the risks you face in construction and spot future trends. Construction projects face a range of significant risks. Here are some of the most common:
- Financial Risks
Unexpected price increases for materials, equipment breakdowns, or delayed payments from clients. For example, global supply chain disruptions and tariffs can lead to soaring prices for steel and lumber, putting sudden pressure on construction budgets. - Schedule Risks
Construction delays can be caused by weather, labour shortages, or equipment malfunctions. A bridge project in a mountainous region, for instance, might be held up for weeks due to prolonged snow or rain that prevents key tasks like concrete pouring. - Safety Risks
Without proper hazard assessment and safety protocols, the risk of injury or even fatality on a construction site is high. For example, roofing work done without adequate fall protection can result in accidents. - Legal and Regulatory Risks
Projects may be exposed to legal action or fines due to contract breaches, building code violations, or environmental non-compliance. A company that begins work without securing the right permits might face costly project shutdowns and legal consequences.





